How does Flipkart Finance Private Limited help?

The Easy Monthly Installments option is developed to make higher-value purchases more accessible for customers by distributing the cost over a tenure of 3, 6, 9 or 12 months. This product makes it easy for customers to plan and make significant purchases through a seamless paperless process with instant credit, offering a structured approach to prepayment that integrates seamlessly into monthly budgeting processes.

Key Features and Benefits

Now owning your desired Consumer Durable products is easier than ever! Experience an efficient way of financing your purchases with our attractive Consumer Durable Loan features. Our minimal documentation process and round-the-clock approval help you get instant financial solutions. That’s not all, we provide financial services to first-time borrowers too. Here are some of the key benefits of availing our consumer durable loan.

Instant Loan Approval

No need to wait for the funds you require! Apply for our Consumer Durable Loans and own your desired product promptly.

No Cost EMI on selected products

Pay your monthly instalments without any additional charges.

Minimal Documentation

Get a Consumer Durable Loan online with minimal documentation.

Minimal Down Payment

We cover all expenses for the consumer durable product you wish to purchase. Now, do not wait any longer to own the latest gadget or home appliance.

First-time Borrowers

We offer financial support to first-time borrowers with no credit history. Apply for a Consumer Durable Loan without any hesitation and own the product of your choice.

Eligibility Criteria

Make sure you are eligible before applying for a loan to purchase any type of product. Check the Consumer Durable Loan eligibility criteria below:

Nationality

Indian

Age

18 - 59 years of age

Employment type

Salaried/Self-employed

How to apply

Step 1
Select the product on merchant app

Select your product on merchant app and proceed to payment

Step 2
Eligibility & Documents

Check your eligibility and get instant approval

Step 3
Tenure for repayment

Choose your preferred tenure for repayment

Step 4
KYC verification

Complete KYC and Selfie verification and AutoPay set up

Step 5
Complete your purchase

Acknowledge the KFS document and complete your purchase with OTP

Have more questions?

View all FAQs
Which loan can I avail?

Flipkart Finance Private Limited provides consumer durable loans that can be used on the Flipkart App named Flipkart EMI that allows you to shop now and repay for your purchases through hassle-free easy monthly installments.

Flipkart Finance Private Limited consumer durable loan offers the following benefits:

  • Simple & fast checkout experience
  • Stretch your budget by paying for your purchases in easy installments
  • Detailed and clear billing with zero hidden charges
  • Attractive repayment plans with flexible tenure options
  • No Cost EMI offers may be available from time to time, as facilitated by our sellers & brands

Flipkart Finance Private Limited loans are available for select categories on Flipkart based on policy. This facility is not available on Gift Cards, Gold & Jewelry, Grocery and select Quick purchases.

  • Add item(s) to your cart in Flipkart App
  • Proceed to check out
  • Select Flipkart EMI as your payment mode
    • Enter PAN, Name, Date of Birth and basic details
    • Give consent for bureau pull
    • Select EMI tenure
    • Provide Aadhar details for KYC
    • Complete Selfie
    • Setup mandate and sign KFS Statement
    • Complete downpayment if required
    • Place Order

3,6,9 &12 months loan tenures are provided by Flipkart Finance Private Limited

No

The minimum cart value is Rs.5000

The customer should be between 18 – 59 at the time of transaction

Multiple loans can be allowed with Flipkart Finance Private Limited

Yes, Flipkart Finance Private Limited loan will reflect in your credit history/report as a term loan.

You can withdraw your consent by contacting us through our Customer Care Centre:

Please note that once you withdraw your consent, you will not be able to use your Flipkart Finance Private Limited credit limit anymore. You will be asked to clear your pending dues (if any) post which your account will be closed.

About Flipkart Finance Private Limited (FFPL)

Flipkart Finance Private Limited (FFPL), a subsidiary of the Flipkart Group, is a non-banking financial company (NBFC) registered with the Reserve Bank of India (RBI). FFPL is dedicated to making financial services more accessible and convenient for millions of customers across India. With its core offering of consumer durable loans, branded as Flipkart EMI, FFPL empowers shoppers on the Flipkart platform to make purchases and pay in easy, hassle-free monthly instalments. By providing clear, transparent billing and flexible repayment options, FFPL aims to build a trusted relationship with its customers while contributing to the growth of India’s digital commerce ecosystem.

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